Forex Made Ezee Online

Here’s your big break! A comprehensive home study course in trading Forex like a pro – RIGHT FROM THE START!

If you want a prestigious career from home, or just a little extra every month, we’ll show you how you could reach your goal

And You Don’t Have to
Punch a Time Clock!

You Are Not Accountable
To Anyone But YOU!

Add to your income –

The amount is up to you!

And You Don’t Even Ever
Have to Leave Your Home!

Forex Made Ezee Online Learn to Exchange Money Online

It’s almost everyone’s dream…to take control, be their own boss, even
work from home, earn an extra income…
to have the freedom to:

Travel to fun and exotic places,

Put a deposit down on a nice home,

Drive nice cars,

And give your family what they deserve…

While providing for their financial security into teh future.

“It’s a pipe dream” most would say. “Unobtainable” you might be thinking……
Unless you listen carefully to what we are about to share with you.

To: Anyone who still dreams the dream, who wants an honest shot at making the
financial desire a reality, and even to the naysayers who say it can’t be done…

Hi, we’re Chris and Nikki Blandin De Chalain,

And just a few years ago we were working our tails off in meaningless, underpaying jobs
wishing we could find “more”…more security, more income and more freedom.

We were just like the countless others who laid awake at night wondering how all of the bills were going to get paid, how we were going to get ahead, start and provide for a family, and on top of all of that, plan for some sort of nest egg.

Well, we did it!

If you are wondering how we did it, rest assured it was not by:

Internet marketing – While there are those who seem to have the knack, the success rate is dismally low. It takes savvy, a steep and long learning curve and a twisted trail of “hard knocks”. And just when you think you have things figured out – the internet world changes!

“mom and pop” business – While there are many great entrepreneurs out there who have struck it rich, there are many more who have tried and gone by the wayside. Only one in three business start-ups will still have their doors open after three years, and that’s after the owner’s savings, credit, family and friends are tapped out. It’s not a great way of assuring yourself financial freedom.

Work-at-Home plans – These are plastered all over the web: Stuffing envelopes, making small products “from the comfort of your couch”, “shop and earn” programs where the payout looks good, but all of these fail to do nothing more than trade time for money…and who has that much time?

Exchange Money Online – Forex

We didn’t earn our way ahead and on to financial prosperity by any of those things, and it wasn’t by landing a fantastic, high-powered job! (Remember, we mentioned working from home?)

So how do we write our own pay cheques – from home?

We Became FOREX Traders!

Now wait!
Before you jump to any conclusions you need to hear about our entire journey. We do not want you to shut down your mind with a lot of preconceived notions and misunderstandings.

What FOREX Trading is NOT :

Forex trading is not a “get rich quick” scheme. If you’ve tried other programs and plans that were supposedly “sure things” you know that there are no silver bullets in life. There are no “automatic pilot” ways to get rich and no genies in little bottles to grant your every wish…despite all of the promises.
Forex trading is not a sleazy, behind the scenes or underhanded way of making money off of the backs of someone else. We’ll show you exactly what it is and why it is so necessary to the world economy in just a moment, but for now know that countries from around the world use it, big business depends on it and governments welcome your participation.
Forex trading, unlike day trading or stock market participation, does not require huge bankrolls to get started in. The average person can start with very little money. All that is required is some understanding, a computer and an internet connection.
Forex trading is not out of the reach of the average person. We have seen young men and women, who were not given chances elsewhere, literally make more in a week than they though possible in a month or more. We have seen older retirees want something to supplement their retirement income, only to see Forex surpass it and their retirement income has become “mad money”. And we’ve seen many average people from all walks of like who just want a way out of their J-O-B, or who want to simply do something in a few hours a week to supplement their incomes.

Here’s What FOREX Really Is, And Why It’s So EXCITING!

Forex is the world’s largest market – just under $4 trillion ($4,000,000,000,000) a day is traded on the Forex market. That’s bigger than all of the world’s stock markets combined!
Forex is what makes world trade possible – Think about this: When one business in one country sells goods and products to another business in another country, that money needs to be converted into appropriate currencies. Governments lend and borrow money based on the Forex. Travel from one country to another, with different currencies, is made possible by Forex markets. Where is it determined what a pound is worth, or a dollar, or a Euro or yen? It’s on the Forex market!
The Forex market is open 24 hours a day, 5 days a week – there is always something happening, currency values changing, and therein lies how you can make money! If you can wisely (and we’ll show you how in a minute) anticipate which currencies are on the move, up or down, you can make money from those shifts!
No insider trading that leaves you out in the cold after the money has already been made by the “big boys” – Anyone can trade in the Forex market without fear of missing out or picking up the “crumbs” of the fat cats – or being the “suckers” for their folly.
And anyone with a computer, an internet connection, a little knowledge and a few pounds, euros or dollars can jump in – you dont need to be rich to make riches! All from the comfort of your home in just a few hours a day. In fact, there are best times to trade and outside of those hours you’re wasting “fun” time. 3-4 hours a day is all it takes!

We make our income simply by wisely anticipating which way currency values are going to move, up or down, and then buying those currencies…and it works in good or bad economies!

Many of the figures in these screen shots may not mean much to you now, but we want to show you actual screen shots of our trading activity, completed in a few hours a day (usually 3 or 4) – AND THE MONEY WE’VE MADE FOR JUST A FEW HOURS WORK!

If figures like these don’t get your blood pumping…you’re dead!

That’s just three days…about nine hours worth of work. And we repeat this over and over again. Now granted, some days aren’t quite so lucrative, some are actually losers – but we’ve learned to trim our losses through proven strategies and take advantage of trades when things are going our way.

So what does all of this have to do with you? Can you repeat our success?

Let us first explain that we were not overnight wonders! We struggled and struggled to learn how to trade profitably. We almost threw in the towel several times.

Forex trading is a simple concept if you have someone guiding you through, step by step, and showing you the ropes. But such was not the case with us.

We had to figure out why and how currency values changed on a moment by moment basis.
We had to learn, by trial and error, how to place our trades.
When to get in the trade, and when to get out.
The strategies to use – and there are several that really remove the “gut feeling” or “throw a dart at it and hope it sticks” mentality, and put you in the drivers seat toward profitability on a consistent basis.

We read the books, the internet guru’s, we bought in to some of the biggest brokerage houses that were supposed to help us (but they left out important details or their customer service sucked).

But by rolling up our sleeves and sticking to it, by learning through good and bad experiences, and through lots of strategies we now have proven to work…we cracked the nut…and so can you!

But through our ups and downs, the struggles to master Forex trading, we also learned that we were not alone! There were hundreds and thousands of people who were trying to crack the same nut and getting nowhere.

It’s true, and it’s sad. It is as though Forex trading and the skills and knowledge it takes to master it were kept locked up in a vault by greedy suits who wanted to keep the ways of Forex to themselves…maybe so they could look down at everyone else from their nice homes and luxury cars as they drove by. Maybe they thought by keeping these things a secret they were protecting their way of life and the earning potential of Forex trading…

…but it doesn’t have to be that way, and it’s not true!
ANYONE who wants to learn and earn from Forex can do it!

Once we had learned how to make profitable trades consistently in the Forex market it made us mad that we had to struggle without adequate support. And once we found so many other hard working people who just wanted a better life were having the same struggles…we found it all terribly sad that so many were taken advantage of.

So we started Serene Education, a “no secrets kept”, no stone unturned, no half-promises
made training and educational service for anyone who wanted to secure their financial
futures and give themselves a better, richer life.

We set out from the very beginning to totally unleash the “mystery” of Forex trading. We knew we had to offer something really special, better than anyone else, and so we:

Gathered honest, caring and professional traders who would pass on their
experience and guidance, showing the same process they use every day to
make their fortunes to our students.

We kept up with our own trading, and still do daily, practicing strategies, back-testing them against history and then showing them to our students.
We shared everything, offered our unconditional complete support, answered questions, reviewed trades by our students, help them set up trades and passed along every bit of proven knowledge we and the other professional traders at Serene Education had.

The numbers of people who came forward looking for Forex learning were amazing. Our educational services kept growing, all to help people get off the ground – FAST! We developed:

Intensive materials for classroom students who came to us, everything from A – Z.
Webinars which explained strategies, charts, how to anticipate moves in the market.
Basic classes for those who barely knew how to turn on a computer…and we took them through every step on setting up their accounts, managing their on-screen details and enacting their first trades.
Weekend boot camps for learning how to read trend lines, resistance levels, moving averages and other technical knowledge needed to make their trades productive.
Fundamental analysis – what news moves the markets, what countries and currencies are important to watch and how they affect other parts of the world so our students could anticipate movements in currency values.
Mountains of manuals and DVD’s so students could immerse themselves; give themselves a refresher course from the comfort of their own homes.
We even invited people into our own home for the weekend to spend an intensive 48 hours studying Forex without interruptions.

And it all worked!
Our students were enjoying as much success as we were, consistently, through the education and second-to-none support and guidance Serene Education put together over the years.

From all walks of life, sometimes from desperate situations like the sudden loss of a job, people who had to make this work or they would be in ruin.

We’ve had college kids come through our doors, grandparents, men, women, single, married – you name it they all came with one common goal – to find “MORE” – more security, more income, more freedom, all working from home computers and an internet connection.

Some wanted part time incomes, some wanted full time security – some wanted to quit their day jobs and some wanted help with retirement.

It all happens – the naysayers can go home – it’s not a pipe dream any more – it’s not “unobtainable”!

But to be honest, we also ran into a problem!
with all of the classes, development, one-on-one training,
speaking engagements and webinars we were hosting, we
were running out of hours…

…and we knew there were lots of people
just like you who couldn’t come to us…

…but who also wanted their shot at a better, home-based
lifestyle with fantastic earnings potential!

Plus, like you, we have and need a little down time and private moments for family and friends. Nikki is from South Africa and flies back 2-3 times a year to see family. We also actively support a children’s orphanage there and go as much as possible to lend a helping hand.

On top of that we now have a three year old son who DEMANDS our attention…and we’d like to enjoy some of the benefits and lifestyle trading in the Forex market has allowed us to afford. We’re sure you understand… because you undoubtedly have the same aspirations or you wouldn’t be reading this page.

Family, Friends, Faith and being a blessing to others is what life is all about – and more is required of us who have the means to make it happen.

So to help more people – AND YOU –
have a blessings-filled life

WE’VE ROLLED OUT A HOME STUDY COURSE!

Introducing the most complete, nothing withheld, everything built in for your success, Forex trading home study course on the planet:

FOREX Made Ezee!

We’ve pulled together the best instruction we’ve ever given in our local classes. We’ve re-written the manual so it makes sense to anyone sitting in their easy chair. We’ve also recorded many DVD’s so that you can go over anything you didn’t catch the first time around, and…

This is not some “flimsy” course with skimpy manuals – This is a complete Forex course that starts at the beginning and walks you through to money!
But rest assured you will not be on your own! You will also have complete access
to our online forum – a “join in” chat room where you will have access to us and
the many other traders who are discussing ideas and asking questions – and getting trades!

What you will receive:

The basis of the FOREX Made EZee online home study course is a downloadable manual and six DVD’s.

In this manual and when beginning to listen to the CD’s you’ll immediately find that we do not assume anything. We don’t assume you’ve had prior experience in the FOREX market, nor even in any financial trading such as the stock market. All we assume is that you have a computer, an good internet connection and can turn it on and post an email.

We start from ground zero and explain everything!

Starting with an in-depth look at what Forex is and the basic principles you need to know:

The Foreign Exchange (FOREX) Made EZee.Get your head in the game quickly and literally. Get beyond the hype others promise and know what it takes to be a pro trader from the beginning. Learn the 7 steps to trading success; discover and overcome common mistakes of traders and learn the lingo and basic everyday things that you must understand – but are easy to pick up quickly. This section even includes a glossary.

The EXACT trading tricks that you can duplicate to create a 500% return in just…4 weeks! This is what sets us apart. We get going – fast! ! We move beyond the basic terminology and right into types of trading charts and how to read what’s going on in line, bar and candlestick views on your screen. When you see this explained you’ll realize how simple Forex trading is to learn. By the way, a £100 account deposit at a 500% monthly return, if left intact, = £12,500 in 3 months! It’s all in the manual!

Take out the myths and mystery of news and newsmakers that impact daily trading!Part 3 of the manual dives into fundamental analysis…and why you should or should not pay attention to political or economic news, and how to avoid the trap of following the crowds. Most “pro” traders get this wrong. We’ll tell you where to get your news, and we’ll show you how to protect your profits!

When you get into the section on trendlines and things called “support” and “resistance” you’ll have an “aha!” moment Now you’ll jump to a clearer understanding of how to put the chart to practical use. We’ll also warn you, however, of how to avoid “jumping the gun” by combining these aspects of the chart to preserve your profits and your sanity!

Chart patterns are explained next, the things that good traders look for within the timeframe you trade in. . Things like “double tops”, “double bottoms”, “heads and shoulders”, “flags” and “triangles” are all signals that something is about to happen – a currency is about to more. So how do you make that anticipation a winning strategy? We’ll show you!

Want to quickly get to pro status? Want to learn the things that other programs just don’t show you? Building on the past couple of lessons we’ll show you how short charts get coupled with longer durations and what to look for, check off and better your odds of anticipating a major move. There are tools to check a “hunch” against that will take the guess work out of trades and give you a “GO!” or a “NO!”

Don’t ever place a trade without accounting for these three management tips. Most courses show you some basic stuff, but build their course around two things; hype and hope for the masses. We show you how to build a rock solid trading strategy for your personality, risk tolerances and management rules that, if you never break, will catapult your overall earnings even while the so called “pro” traders are sinking fast.

Step-by-Step you’ll get to set up your own broker account, and we’ll be right there with you! This section really begins to get your adrenaline pumping because you’re just steps away from practicing your trades in a practice account to fine tune your strategies without any risk! Then comes the big moment, your first real trade, and again, through our daily guidance online, we’ll be right there to help you put your knowledge to work in the real world!

Get ready, get set, GO! Learn the FOREX Made Ezee Winning Strategy! While some traders will make small profits, and some will thing they are winning while in fact they are losing by the second, we show you a simple tactic that gives you the biggest bang on your pips!

And that’s just in the 100 page manual! The DVD’s tie to your manual perfectly. Sit down with the manual and see our traders go over everything in complete detail on the DVS’s. It’s like looking over their shoulder as they work their magic!

Basic Beginnings – Common mistakes of traders so you don’t repeat unwanted history; types of trading styles; common currency pairings – the Majors; bull and bear markets and what they mean to you; pips, spreads and commissions so you’ll know how to read a quote and not be surprised by missed details; x-axis and y-axis on your charts and what it means; line, bar and candlestick charts – the basic ways to look at what the market is doing. These things you won’t want to miss! They give you the basic fundamental understanding so you can quickly become a pro trader!
Fundamental Analysis – News moves the currency values on a minute by minute basis, but not all news is newsworthy, and little stories can have explosive effects on currency values. You’ll want to know what to look for so your trades aren’t “gut” reactions, but based on solid anticipation of market movers. This takes out the “guess and by golly” most other traders and courses don’t know how to show you.
Technical Analysis – Besides Fundamental Analysis, the second major way to look for a possible trade is through Technical Analysis. Coupled with the manual’s section on trendlines, resistance and support lines, this disk will take you further! It is where the rubber really begins to meet the road by looking for chart patterns – things called “double tops and bottoms”, “heads and shoulders” and “flags and triangles.” These will give you indications of what prices are about to break out and how far you should follow them. Getting pretty exciting, eh?
Managing the Trade, Money and Your Personality – Three important aspects of trading are covered in this disk – all three you need to conquer before placing your first trade – BUT MOST TRADERS NEVER DO! First you need a trade management plan – what things must be in place before you pull the trigger – EVERY TIME. Getting this down will give you more confidence. Money management is another very important practice. It addresses the question of how much risk you should take. Finally, get a handle on your personality and remove it from the trades! It will kill you by holding you out too long or keeping you in a trade past where you should be – and lose money.
Getting and Using A Broker Account – It’s now the moment you’ve been waiting for – signing up with a broker and learning your screens so you can make your first trade! You’ll learn not only why Serene Education recommends the broker they use, but how to set up your account, find your way around AND A VERY IMPORTANT STEP – how to place a trade and set up your stop and loss limits.
Winning Strategies – It’s one thing to set up your accounts and be able to look at a screen and figure out what it is telling you – it’s quite another to look at your screen, the lines, and really begin to be able to forecast the future currency moves. Fortunately there are proven strategies we use every day to do this and on this disk we’re going to show you one that will melt away your fears! The Forex Made EZee winning strategy on this disk will make you money…period!

The FOREX Made Ezee Home Study Course is more than an impressive collection of trading education…it’s a proven course for action and realizing your potential as a trader!

BUT WE’RE NOT DONE!

Besides the manual & the six tutorial disks, we’ve put together three BONUS disks…

The things you will see in the bonus disks our prior students have paid hundreds to learn already (sorry guys). But we want to give you every advantage possible to make money right out of the gate in your Forex trading. So we’ve included them here to accelerate your learning and take you to the next level…jumping right past “newbie” status.

So here’s what you’ll find on your bonus DVD’s:

Bonus Disk One: What the Pro’s Wish They Knew!
Years of experience with new students has given us a good idea of how to by-pass common mistakes. Many students have come to us having already tried to learn the Forex market through other Forex education programs or brokerage houses. After struggling (and failing) they found our system to be so refreshing and easy to grasp. So we’ve put together this CD to give you a “get out of jail” free card and jump past potential, common hurdles. Learn the 7 Deadly Sins that hold back most traders. Go through an additional 5-part bonus course to advance your understanding and earning potential! This disk also contains two important documents you’ll want to read: “What’s the Best Time to Trade” (yup, there are good and bad times to trade and that is why most of us only trade 3-4 hours a day!) and “Why 90% of Traders Fail” – so you won’t!
Bonus Disk Two: Check the Boxes!
This disk contains two very important documents you’ll want to print out and use every day! The first – The Trader’s Blueprint – was developed by the pro traders at Serene Education as a checklist for profitable trades. If you check off the boxes you will know you’ve followed a game plan towards success with every trade. The second – Trader’s Success Chart – lets you see your personal full trading profile. This chart will pinpoint your strengths and point out your weaknesses as a trader so you can constantly improve in your new Forex trading career! Get it right and you’ll be able to mentally and financially weather any storm and any market.
Bonus Disk Three – The Daily Steps of Professional Traders!
You’re in for a treat! As we mentioned above we often provide webinars for students covering a wide range of important topics. In the process Nikki has become somewhat of a celebrity with people signing up from all over the world just to listen in. Her straight forward, no-nonsense style gets revved up when she starts talking Forex, and her passion for the trading world and her knowledge really come through in this recorded webinar! Learn from the mind of the best!

So are you ready to do something about that dream? Are you ready to find your “more” out of life – more money, security and success?

Are you ready to step up to the plate and do something to quit dreaming and start doing?

Working from Home!

Putting in a “Tough” 3 or 4 Hour Day!

No Time Clock to Punch, No One to Get Approval
From the Next Time you Want Time Off!

Building a HUGE nest egg!

With HIGH Six Figure Earning Potential…or Part TimeExtravagant Spending “Change”!

By Following the Steps and Hand-Held Guidance From
Professional Forex Traders who do This Every Day…

And Are More Than Willing To Show You the Ropes!

Think of it! You see before you the opportunity most would kill for – the chance
to make their money worries go away for good; provide for the education of
their kids and grandkids, buy the nice home – maybe in the Caribbean – or
whatever else your dream is. Your dreams have been struggling to survive in the
same-o same-o for far too long. Let them bust loose!

If This is Your Time to Shine, Forex Trading and
FOREX Made EZee
is Your Destiny Maker!

We’ve already said that many of our students have spent hundreds learning the secrets in the free bonus disks we’re including in this package. Many more students have spent THOUSANDS learning the secrets, tips and professional education we have included in the FOREX Made EZee manual and tutoring DVD’s.

But we truly want you to succeed and finally realize your goals and aspirations – and we think the best, open opportunity is through FOREX trading when given the complete information you need to make money.

We’ve been blessed. We’ve uncovered our dreams . Now our mission is to help others uncover their own – whatever those may be, but we can’t be everywhere. (But rest assured you will still have access to us through our forum – plus countless others who will willingly take your questions and offer you their support.)

So that is why we are practically giving this course away at a price far below what our in-house students have already willingly paid.

The manual, the 6-DVD course set, plus the three free bonus DVD’s with all of the documents are only £297.

Go ahead, grab your shot at a financially rewarding future. This is your time to shine… and we’ll help!
Only £297 (VAT Included)

Please note that trading the Forex market carries risk and that you should only trade with money that you are willing to lose.

First of all, we really do want you to succeed, but if for some
reason you order this course and find it is not for you, contact
us and let us know – no questions – and we’ll give
you a FULL refund of the purchase price!

For Those Who Keep Going…
As an added surprise bonus your Membership will unlock a further training and notification of this will be emailed out on the 16th day after your purchase of FOREX Made EZee!

Any time a currency in one part of the world makes a valuation move, it is bound to effect currencies elsewhere…in multiple places. If you realize this, and can predictably forecast the correlating currencies that will be affected, you’ll not just have discovered one trade – BUT AT LEAST THREE!

This strategy information will be emailed out to you on the 16th day – and has the potential to TRIPLE your income!

AND!
At the end of 30 days we will email out to you ANOTHER bonus – “A Special Surprise to Mark Your Completion”

How to Exchange Money Online

So now what’s it going to be: Dreamer – or – Doer?!

You get the best FOREX trading online home study course on the planet, unsurpassed support from professional traders whose reputation is on the line every day, and who trade for a living showing you along the way. You get the manual, the six educational CD’s, three bonus CD’s and the 16th Day Currency Correlation Strategy…plus

You also get the opportunity to realize your goals and dreams – right away!
It’s time to get started on your new life. Order the FOREX Made EZee Home Study Course now, and start fulfilling your dreams.

What’s your dream? Everyone’s got a dream, unless they have been so beaten down by life they’ve forgotten what it is to think big.

We want to rekindle that fire. We want to help you succeed and give yourself the chance, recognition and lifestyle that other Forex traders who have been our students now realize.

Order FOREX Made EZee right now! A golden career move like this only comes around once in a lifetime!

Please note that trading the Forex market carries risk and that you should only trade with money that you are willing to lose.

Only £297 (VAT Included)

PS. The FOREX Made EZee course is an online course but with a human support component. It is not a “lost in space”, “go it alone” course. You get our full and personal support for any questions, plus access to our traders chat room where you can chat with professional traders about your own trades! No one else in the world gives you this much support!

Forex Made Ezee Online – Learn to Exchange Money Online

Everything – the manual, the 6 DVD’s, the bonus DVD’s and the 16th Day Strategy plus the 30-day “Rules of the Road mailing – for only £297. So think about this: What are your dreams worth?

Look, like anything worth doing, any worthwhile venture that can really deliver what it promises, learning to trade in the Forex market takes knowledge and practice. To be successful you must learn before you can do, and then learn more to do more. So while FOREX Made Ezee can make you money in the currency markets there is lots more to learn beyond what one course could ever teach you. We could through it all at you at once but you’d be on overload and frozen, which is not good for you, nor what we want. We want you to learn and be able to experience for yourself the power and potential in Forex trading right away, and then be able to go on and learn more when you have a firm understanding of the basics.

Money Online Exchange

So for a limited time, when you order FOREX Made Ezee today, we’ll email you a coupon on day 30 of your education and trading which refunds the entire cost of this course when you are ready for more education and more strategies! Move up – and get this course for FREE!

So now you really have nothing to lose!

All of this education into the lucrative, exciting Forex market!
A 100% money back guarantee if you find this is not for you!
The chance to make a career move with income potentials that are astounding!
And this course becomes free – net £ZERO – when you move up to learn more!

Now, what are your financial dreams worth?

Please note that trading the Forex market carries risk and that you should only trade with money that you are willing to lose.

Order Now to Take
Advantage of this
Unbelievable
“Net Zero” Deal!

Learn to Exchange Money Online

PPS. Don’t forget, you have nothing to lose. Look at the course for 15 entire days. Study it, go back and forth over it, listen to the CD’s, and if this is not for you we certainly don’t want to leave you hanging. Let us know and we’ll gladly give you all of your money back. Do you know of anyone else who will let you dream this big and check out an opportunity this large…and give you your money back if it’s just not for you? Probably not…but order now before they are all gone.

PPPS. Remember too that you will gain access to our invaluable Trader’s Forum, where you can chat with us and the other professional traders and students at Serene Education. This is a great way to learn from and with others, to test your ideas before you enact a trade, and to get your questions answered. Our other students use the forum every day and would probably say that once they understand the basics, this is one of the best gifts they’ve ever gotten. With other courses you’ll be left out in the cold, but never with Serene Education. Order your course without fear. We’re here to help.

Please note that trading the Forex market carries risk and that you should only trade with money that you are willing to lose.